Housing Market Madness

I’ve had to take a break from watching my house porn on HGTV – no Property Brothers, Love It or List It, Too (the regular version is hateful, plus Bachelorette Jillian!) nor my beloved Fixer Upper.  It’s just too frustrating to watch, especially Fixer Upper.  Waco is apparently the only place to buy a house in Texas these days, and you can get a good one for $100k and painted shiplap.  #shiplap!

I decided early on that I wanted to head back to a more central location, preferably Richardson, North Dallas or Addison.  You know, somewhere between Tollway, Bush, 75 and 635.  Convenient to work, downtown and my suburb friends.  The suburb friends are a big deal, y’all.  Most of you have gotten married, had beautiful babies and wanted some square footage and a decent school district.  I get it.  I’d like to see you a little more often, and I think being 20 minutes away in Addison will be easier than 45 minutes away downtown.  And hey, I have a pretty good sized budget and that’ll go far for me in the ‘burbs, right???

I didn’t consider all of the companies coming to Dallas, though, and I’m pretty sure I’ll never buy a Toyota product in sheer protest.  It’s gotten OUT OF HAND.  I could have gotten a house in the Seattle suburbs for $300k (ish) and had an hour commute.  Maybe a ten minute commute to Woodinville, and who wouldn’t want to be near so much wine?  Hell, I have an hour commute now and there’s barely a tree or water to be seen.  When did Dallas decide to be as expensive as the rest of the country?  It’s madness.

Anyway, five offers, all over asking (some substantially so), some with letters, some owned by friends of friends and I’ve still gotten beaten out.  Some by cash, and it’s hard to argue with cash, but it still really stinks.  I already know I’ll have at least a month and a half of paying month to month rent, which is BRUTAL.  In good news, it’s apparently been warm enough to use our complex pool for the past two weeks.  I haven’t really been up for it, but Jersey Shore has already started right outside my patio.

I’m kind of at a loss right now, and honestly, I have so much other stuff going on that I would LOVE to just put this behind me.  I’m starting to worry about hospital fees eating into my down payment and remodeling funds, plus work is nutty, and OMG.  I just want a little house, would prefer a pool, so I can spread out a bit.  I’ll have a room for all of my quilting stuff and I can get a dog.  A DOG!


Houses, Health Care and the Word of the Week…Mystifying.

I think I have four good reasons why I’ve been a little quiet on my blog this week:

  1. I’ve gained five pounds, and I’m annoyed at myself.  Hard to talk about my big life changes when I seem to have lost all enthusiasm.  I’m pretty sure it’s just all salt bloat, but I still feel gross.  I’m not excited to cook anything.
  2. The Dallas housing market is a beat down.  Seriously.  All I do is look at houses, make offers on houses, get rejected.  Rinse.  Repeat.
  3. No new health news, but my rounds of specialists gets kicked off this week.  First up?  Gastroenterologist.  I’ve been a projectile vomiter since I was an infant…let’s find out why!
  4. Quilting.  I haven’t done enough quilting.  Loved going to the Dallas Quilt Show Sunday, though.  So fun!  I pity the fool that didn’t get to see Mr. T in person:


You know what’s not fun?  Getting shut down on a super kickass house that you’re in love with, despite offering $16k over asking, agreeing to a 60 day lease-back, not asking for a damn thing and having financing approval.  Not just pre-approval, but actual approval.  I don’t know if I’ll ever manage to buy a house in this stupid market, but gift cards and letters of thanks will certainly be due to the two lenders I’m working with, not to mention my super amazing realtor.  Love you, Betsy!!  (Hanne too, I’m sure, once I meet her 🙂 )

So I woke up kind of ugly today, these things happen to the best of us.  I get some work done, I check my email every ten seconds like a crazy person to see if we’ve heard back on the offer, I eat healthy things full of too much salt, I check my email again.  How is the ugliness supposed to improve under these circumstances?

No house, and even my realtor is “mystified.”  Gosh that’s a great word.  I’m going to use it to describe everything going on with me right now, like dating in Dallas, buying houses in Dallas, dealing with my unknown health BS and why my scale isn’t nicer to me.  MYSTIFYING.

Know what else is mystifying?  How health insurance works.  Remember when I had nine vials of blood drawn last month?  My first bill said I owed nothing – AWESOME!  Red herring, though, because I got a new bill today for $600.  That’s right, there are two zeros.  TWO.  $600 is a big chunk out of my couch fund.  Fortunately my current living room furniture still looks good, because even though I’m sick of it and ready to move on, my finances might require me to drag it out a bit.  Sea foam for a whole decade, y’all!

Anyhoot, I’m a little scared of these specialists for a whole new reason now.  $600 out of pocket for the lab tests my regular doctor had me do…what fresh hell will be unleashed with a specialist?  I already know I have to get a scope done, so I guess that’ll just push me up to my deductible.  Good grief.  And I get an extra scoop of guilt because now that I’m aligned with the health care industry, I’m also part of the problem.  Our government is a shit show, so I see why socialized medicine is unpopular, but good grief.

See where my head is spinning right now?  I’m spinning, I’m stressed out, therefore I’m not being as careful with food so I feel like crap AND I gain weight.  At least I’m not drowning my sorrows in vodka, so I’ll take that as a win.  The human body is a mystifying thing, my friends.

Hopefully I’ll have some good news from the gastroenterologist on Wednesday.  And maybe a new house will pop up.  Have I mentioned none of the good ones last longer than 24 hours on the market?  Sheesh.